When it comes to determining your car insurance premium, many factors are taken into account, from your driving record to your location. However, one aspect that’s often overlooked—but significantly influential—is the age of your car. Whether you’re insuring a brand-new vehicle fresh from the dealership or a used car with over a decade of road … Read more
Purchasing a car with a salvage title can be an attractive option for buyers looking for a vehicle at a lower cost. Salvage title cars typically have a history of significant damage — often from accidents, floods, or theft — and have been declared a total loss by an insurance company. While these vehicles can … Read more
When it comes to car insurance, customer service plays a vital role in the overall experience. A company can offer competitive rates and comprehensive coverage, but if their customer service is lacking, policyholders may face frustration during claims, billing, or inquiries. In 2025, several car insurance companies stand out for their exceptional customer service, consistently … Read more
Filing a car insurance claim is rarely something drivers look forward to. Whether it’s a minor fender bender or a more serious accident, the aftermath can be stressful and confusing. One of the most common questions policyholders ask is: How long does a car insurance claim take? The answer depends on several factors, including the … Read more
Finding car insurance as a high-risk driver can be challenging. Whether it’s due to a history of accidents, traffic violations, DUI convictions, or simply being a new or young driver, insurance companies often view these profiles as higher liability, which leads to steeper premiums or even outright denials. However, being labeled as “high-risk” doesn’t mean … Read more
A long-standing myth in the automotive world suggests that red cars cost more to insure. It’s an idea that’s been repeated so often, many take it as truth. The thought behind it is simple—red cars look fast, attract more attention from police, and are more likely to be involved in accidents, which supposedly leads to … Read more
When you think about factors that influence your car insurance premium, things like your driving record, vehicle type, and age likely come to mind. However, one often-overlooked factor that plays a significant role in determining your premium is the weather in your area. Insurance companies assess risk based on various environmental conditions, and certain weather … Read more
Understanding your car insurance coverage is critical for both financial protection and legal compliance. Whether you’re involved in an accident, buying a new vehicle, or simply reviewing your finances, knowing the specifics of your policy helps you avoid surprises and ensures that you’re adequately protected. Yet, many drivers don’t take the time to regularly review … Read more